Schedule
of Benefits - HealthSource Plus
Basic Life
Insurance:
- 200% of annual earning up to a maximum of $300,000
- Your amount of basic life insurance benefit will be reduced
by 50% at age 65
Accidental
Death & Dismemberment:
- An amount equal to you basic life insurance amount will
be paid as a result of an accidental death
Optional Life
Insurance (employee and/or spouse)
- Available in multiples of $10,000 to a maximum of $200,000
Short Term
Disability:
- Waiting period: 0 days for accident or hospitalization,
7 days for sickness
- Amount: 66.7% of weekly earnings to a maximum of $1000/week
- Payable for 17 weeks
- Benefits are non taxable (employee paid benefit)
Long Term
Disability:
- Waiting period: 119 days
- Amount: 60% of monthly earnings to a non evidence maximum
of $4,500 and overall maximum of $5,000/month
- Payable to age 65
- Benefits are non taxable (employee paid benefit)
Health Care:
- Deductible
Nil
- Co-insurance - Out of County, Vision & Hospital
100 %
All other Healthcare Expenses:
80%
Dispensing Fee Cap
$9.00
- Hospital daily room/board
Semi-private
- Out of Hospital Nursing Maximum:
$5,000 per calendar year
- Paramedical Covered Expenses:
$300 per calendar year
Includes services of chiropractor, naturopath osteopath, chiropodist/
podiatrist, physiologists, speech therapist & massage therapist
per
practitioner.
- Physiotherapist:
Unlimited
- Dietician:
$350 per calendar year
- Hearing Aid Maximum:
$400/per 60 consecutive months
- Vision Care:
$120 every 24 months
- Eye Exam:
1 every 24 months
- Out of Country
$5,000,000/trip
*Trip Cancellation insurance of
$5,000 per insured.
Dental Care
- Deductible:
$ 25 Individual/ $50 Family
- Co-Insurance
Routine
100%
Major
50%
Orthodontic
50%
- Dental Fee Guide: Current
- Exams/Cleanings:
Every 6 months
- Benefit Maximums
Routine/Major
$1,500 per calendar year
Orthodontic
$1,500 lifetime
Go to:
HealthSource
Plus page click
here
Wellness (Physical&
Mental) click
here
COST of Program
& Rate
Guarantees
click here
